“The future depends on what you do today.”
Hello and welcome to our special New Year’s Eve edition of Mini Millionaires.
As we wrap up 2025, most of us are thinking about fresh starts and healthier habits. So it’s actually the ideal time to help your mini millionaires do the same with their money.
Last week, we shared the Savings Tracker resource to turn saving into a fun, visual adventure and keep their saving motivation high.
In this week’s edition, we’re taking it to a whole new level to help them improve their goals by making them SMART.
Whether it’s saving for something meaningful, contributing to a bigger dream or building a long-term habit, goal-setting teaches kids that their choices today shape their future.
Let’s Go.
Game On
🎆 SMART Money Goal Loading: Get a Goal. Get a Plan. Get Going.
❓ Reflection Questions: Get really clear on their money goals.
🎲 Roll The Dice in 2026: Have you got a copy of FinMaster yet?
Money Smart
Get a SMART Goal for your money.
Money goals help kids learn the value of patience, planning and prioritising what matters most.
Instead of drifting from one impulse to the next, a clear goal gives them direction and purpose.
We’re big believers in SMART Goals: that is, goals that are…
Specific: Know exactly what they’re aiming for.
Measurable: Track their progress with clear milestones.
Achievable: Set a goal that stretches them but doesn’t snap them.
Realistic: Make it doable with the time and tools they have.
Time-bound: Add a deadline to keep the drive alive.
When kids learn to set goals early, they begin to understand that money isn’t just for spending; it’s a tool for building the future they want.
Check out this money guide: How to Teach Kids to Set Money Goals the SMART Way, where we break it down a little more with a mindset to cultivate, a habit to form, and a tip to try.
Use This
Get SMART on Money Goals
Our Savings Goals Template is the perfect New Year’s tool to help kids set a clear, meaningful money goal for 2026.
Using a simple SMART framework, it guides them to choose something specific, work out the real cost, check if it’s achievable and set a realistic timeframe.
The reflection questions help kids think deeper about money and their choices around it.
We pair it with a visual tracker so they can see their progress grow over time.
It helps them make the most of these great festive money gifts.
Game On
Fancy a round of FinMaster?
FinMaster is the perfect way to end the year with a mix of chaos, strategy and a surprising amount of financial wisdom.
In our popular board game, you compete to build the biggest fortune by buying assets, triggering market events and using power cards to outsmart everyone else.
With each turn, you control the market.
So will you crash property prices, drop Load Shedding to block a winning move or protect yourself with Insurance?
Kids learn real financial concepts without even noticing. It’s competitive, hilarious and seriously addictive.
Let’s Connect
What’s been your mini millionaire’s favourite lesson they’ve learnt from our newsletter so far?
Or is there something you’re navigating on their money smart journey right now you’d like us to talk about in an upcoming feature?
Hit reply and tell us. We’d love to know.
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