Hey there,

Welcome back to this week’s edition of Mini Millionaires.

In this edition, we follow on from a previous Mini Millionaires, where we give Granny’s Gift a little more steer and direction, specifically towards saving for something bigger: How to teach kids to plan ahead with Granny’s gift.

It’s all about how Granny's gift can be used to teach long-term thinking by using the money she gives as a gift for birthdays or Christmas towards a specific savings goal.

So let’s get into it with a mindset to cultivate, a habit to share, a tip to try, and an awesome free resource to help land this week’s lesson.

Granny’s gift can be so much more than just a fleeting moment of joy.

Instead of spending it all at once on sweets or a cheap toy, harness that gift to teach your child how to plan ahead for something really special. 

Imagine a future where that little envelope becomes the seed for a bicycle, an art kit, or an even dream where we turn Granny’s gift into a gateway for long-term thinking, growing their savings along the way.

The gift is a stepping-stone, not the finish line.

Children who learn to delay gratification develop stronger self‑control, an ability linked to long‑term success in life.

When kids understand that waiting can lead to greater rewards, they begin connecting today’s choices with tomorrow’s goals. Kids as young as four can already deal with future-oriented thinking, and their ability to delay gratification only increases as they get older. Wow.

Takeaway: Encourage your mini millionaire to see Granny’s gift as the first step toward a bigger, more meaningful goal.

Always tie savings to a clear goal

When you help your child set a savings goal, it makes the saving tangible, powerful and very real. 

When kids define what they’re saving for, they gain control over their money and build confidence in their choices. Choosing a goal they truly care about makes the process real, relatable, and motivating, turning saving into something they want to stick with.

So naming the goal gives purpose to every Rand saved.

Takeaway: After your child receives the gift, prompt them to assign it toward a specific “Granny Goal” with a clear target in mind.

Make their savings visible.

When you can see progress, it keeps kids motivated, especially at a young age.

So whether it’s using trackers, jars, or simple charts, kids who can see their savings grow are more likely to stay committed to their plan. 

Try a printed tracker or even a clear jar they can colour in or fill as they go. It’s both a fun activity and a powerful habit.

Takeaway: Get a savings tracker (pssst, scroll a little lower, we’ve got your back) and let your child colour it in over time, celebrating each step toward their big goal.

Saving gets exciting when kids can see their progress. This week’s free downloadable Savings Tracker turns saving into a daily, visual adventure.

Inside you’ll find:

• An example showing how to break down a goal and track it.

• A blank English tracker to personalise.

• A bonus Afrikaans version.

They simply write down their goal, the total cost, and colour in the bar each time they add money. Big or small dreams, this tracker helps kids plan ahead, stay motivated, and celebrate milestones.

Fintr4Schools makes learning about money as fun as spending it. This gamified digital platform turns the CAPS EMS curriculum into an adventure, with savings skills at the heart of the mission.

Learners set goals, track progress, and master the art of delayed gratification through story-driven challenges, like fighting the money villain, Saverstrain.

Along the way, they pick up:

Built for classrooms. Backed by experts. (Certified 93% by Education Alliance Finland.)

Let’s talk about bringing Fintr4Schools to your school.

In last week’s poll, we asked What’s your relationship with investing, and it looks like we’ve already got a bunch of savvy investors raising mini millionaires.

🟨🟨⬜️⬜️⬜️ 🐣 Still figuring it out myself

⬜️⬜️⬜️⬜️⬜️ 💸 Just started, feeling curious

🟩🟩🟩🟩🟩 📈 I invest regularly

⬜️⬜️⬜️⬜️⬜️ 🧠 I’m here to teach, not preach

🟨🟨⬜️⬜️⬜️ 🙃 Wait… am I the Mini Millionaire?

What you said: 

“Learning so much for my own smart money moves in the process. Nice one team MM.”

That’s so good to hear, thank you. And when you can pass those lessons on to your mini millionaire when they’re young, it’ll cement those lessons well into adulthood. We are cheering you on.

What’s the mindset, habit, or tip you want to try this week?

What worked, what didn’t? Or is there something that’s got you and your mini millionaire excited? 

We’d love to get your thoughts, so hit reply to this email and let us know what's on your mind.

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