Hey There,

Welcome to this week’s Mini Millionaires.

Thanks to everyone for every email and DM, we’ve loved hearing about your Mini Millionaires journeys. 

In this week’s edition, we’re tackling: How to teach kids to avoid impulse buying.

It’s got a long-term benefit, with kids who have more developed self-control skills being more likely to be more financially secure as adults. And it’s as easy as involving them in making small, low-stakes purchasing decisions with you. We also discuss how waiting 2 days can make more thoughtful choices.  

So let’s dive into this week’s mindset, habit, and tip...

We’ve all been there before.

Whether it’s in the store, or something they see on the app, as we’re trying to finalise shopping for dinner. That cool, new, funky, shiny thing that they just HAVE to have.

In a world of instant delivery and one-click buying, impulse control has become a financial superpower. Teaching kids to pause before spending shapes their ability to plan, prioritise, and appreciate what they already have. 

This week, we’ll look at a mindset to build patience, a habit to make thinking before spending second nature, and a practical tip to replace impulse buys.

Delayed gratification grows stronger with practice.

Impulse control starts in the mind. 

When kids learn to wait for what they want, they are more likely to be healthier and more financially secure later in life. 

And it’s so easy to start with something small, like waiting until Saturday for that sweet treat, or saving their pocket money instead of spending it straight away. 

It’s all about noticing the difference between “I want that now” and “I can plan for it.” And over time, this awareness becomes self-control.

Takeaway: Encourage them to pause before every purchase and ask, “Do I need this right now?”

Turn shopping into a mindful money practice.

Make spending the start of a conversation. 

When you're shopping with your mini millionaire, either online or at your favourite store, involve them in some of the shopping decisions. 

You could let them compare prices or choose between two items within a set budget (say R50), and help them figure out what matters most between those two items. 

Parent–child financial discussions set the tone for healthy financial behaviours and financial knowledge.

Takeaway: Let kids make simple spending choices to learn the value behind every rand.

Create a “Wish List Jar” to replace impulse buys.

When your child sees something they want, have them write it on a slip of paper and drop it into a “Wish List Jar.” 

Then wait for 48 Hours (Pssst, it’s called the "48-Hour rule").

After 48 Hours, review the list together. You’ll be surprised how often those “MUST-HAVES” lose their shine. 

It’s crazy how helping kids delay gratification helps them learn how to make more thoughtful choices.  

Takeaway: Swap “buy now” temptations for a simple pause that builds long-term thinking.

This week’s free, downloadable, printable resource helps kids press pause before they spend.

The Wish List Jar turns those “I want it now” moments into calm, curious conversations about value and patience. 

When your mini millionaire sees something they want, they stop, write it down and drop it in the jar. 

After 48 hours, you revisit the list together and ask a few simple questions like:

It’s a practical way to build delayed gratification and gratitude for what we already have, one wish list item at a time.

Fintr4Schools is a gamified digital platform that brings the CAPS EMS curriculum to life through story-based adventures that put saving at the centre of every mission. 

Learners set goals, track their progress, and practice patience while defeating money villains like Saverstrain. 

Along the way, they discover superhero savings habits, smart money choices, and financial skills that stick for life. 

It’s built for your classroom and crucially backed by experts. Fintr4Schools is proudly certified 93% by Education Alliance Finland.

Talk to us about getting Fintr4Schools in your classroom and let us show you how financial literacy can be both meaningful and fun.

In last week’s edition of Mini Millionaires, we asked if money could save you one hour this week, how would you spend it? And it looks like family fun is the order of the day. As boardgame aficionados, we approve.

🟩🟩🟩🟩🟩 🎲 Family fun

🟨🟨⬜️⬜️⬜️ 🏖️ Rest/relaxation

⬜️⬜️⬜️⬜️⬜️ 🏃‍♀️ Exercise/health

⬜️⬜️⬜️⬜️⬜️ 🎨 Creative projects 

⬜️⬜️⬜️⬜️⬜️ 👯 Catching up with friends

What you said: 

“Loved this article! My son asked me why we have a helper and I don’t do all the house chores and cooking. I tried to explain this concept to him and he said I’m lazy 😂. I proceeded to tell him that if I did the house chores myself we may not need the helper and she may not have a job anymore. He seemed to understand that well and felt compassionate. But said I must still pay our helper and do the work myself 🙈”

Tumisho

Hahaha. The things kids think and say - unhinged. But such an awesome opportunity to talk to him about the value of money, and how it’s not just random numbers, but actually a representation of our efforts. So glad to hear you loved last week’s edition, Tumisho.

“Family time, every time. Gonna need more than an hour to catch up on R&R - hahahahaha.”

Jason 

That’s awesome. We have an in on an epic board game if you like, Jason…

What’s the mindset, habit, or tip you want to try this week?

What worked, what didn’t? Or is there something that’s got you and your mini millionaire excited? 

We’d love to get your thoughts, so hit reply to this email and let us know what's on your mind.

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